Supplier energy rate
The competitive supply price used by this calculator.
←Back to ThriveUnderstand your rate.
Commercial electricity education
Understand your rate.
See the possible difference.
Commercial electricity pricing can feel complicated. This page separates the energy rate from delivery charges and uses a simple educational benchmark to help you understand where your current rate may stand.
✓Energy-rate comparison✓No-cost bill review✓Clear, pressure-free guidance
A commercial bill has layers
Compare the right number.
Utility delivery charges
Charges from the local transmission and distribution utility.
Demand, taxes & fees
Additional charges that may vary by account, usage, and service area.
7.1¢–7.5¢
Thrive Market BenchmarkThrive's educational benchmark range is 7.1¢–7.5¢/kWh. Calculations use the 7.35¢ midpoint—not a live quote or guaranteed available rate.
Educational rate calculator
Compare your entered energy rate with the Thrive Market Benchmark.
Enter the energy or supply rate shown on your contract or bill—do not use the total bill divided by usage. Then select the average monthly usage closest to your business.
Thrive Market Benchmark7.1¢–7.5¢/kWhThrive's educational benchmark range is 7.1¢–7.5¢/kWh. Calculations use the 7.35¢ midpoint—not a live quote or guaranteed available rate.
Personalized educational comparison1.65¢ potential savings opportunity vs. benchmark
Potential savings by contract term
See how the estimated monthly opportunity can add up over the full contract term.
Based on this energy-only comparison, your entered rate shows an estimated potential savings opportunity. A bill review can determine whether a different contract structure or available rate may improve your position.
See the difference across common usage levels
The same rate difference becomes more meaningful as monthly usage increases. Use this table for education—not as a supplier quote.
| Monthly usage | Entered-rate cost | Benchmark cost | Monthly comparison | Annual comparison |
|---|---|---|---|---|
| 2,000 kWh | $180 | $147 | $33 potential savings | $396 potential savings |
| 3,500 kWh | $315 | $257 | $58 potential savings | $693 potential savings |
| 5,000 kWh | $450 | $368 | $83 potential savings | $990 potential savings |
| 7,000 kWh | $630 | $515 | $116 potential savings | $1,386 potential savings |
| 10,000 kWh | $900 | $735 | $165 potential savings | $1,980 potential savings |
| 15,000 kWh | $1,350 | $1,103 | $248 potential savings | $2,970 potential savings |
| 20,000 kWh | $1,800 | $1,470 | $330 potential savings | $3,960 potential savings |
| 25,000 kWh | $2,250 | $1,838 | $413 potential savings | $4,950 potential savings |
| 30,000 kWh | $2,700 | $2,205 | $495 potential savings | $5,940 potential savings |
Educational estimate only. This calculator is not a quote, offer, or guarantee of savings or availability. It compares energy-only costs using the rate and usage entered. Actual bills and supplier offers may include delivery, demand, capacity, taxes, fees, losses, pass-throughs, contract adjustments, and other charges. Supplier terms and the final agreement control.
Understanding the comparison
Energy rate and total bill are not the same thing.
This calculator isolates one component: the competitive energy or supply rate. It intentionally does not estimate charges that can vary widely across utilities, accounts, and businesses.
What the calculator includes
- Your entered energy rate in cents per kWh
- The Thrive Market Benchmark in cents per kWh
- Selected monthly energy usage
- Estimated energy-only monthly and annual differences
What the calculator excludes
- Utility transmission and distribution charges
- Demand or capacity-related charges
- Taxes, assessments, and fixed monthly fees
- Contract-specific pass-throughs, adders, or adjustments
Where to find your rate
Look for the supplier’s energy charge—not the total bill.
Your energy rate may appear on the supplier or retail-electric-provider portion of the bill, on the contract, or as an energy charge expressed in cents per kWh. If the bill is unclear, upload it and Thrive will help identify the correct figure.
Why market pricing changes
The best available rate depends on more than today’s headline number.
Contract timing
Start date, expiration date, and how early the account enters the market can affect available options.
Term length
Shorter and longer contract terms can price differently depending on market conditions.
Usage profile
Annual usage, seasonal patterns, load shape, and demand can affect how suppliers evaluate an account.
Service area
Utility territory and meter location can influence available suppliers, products, and pass-through charges.
Credit and account profile
Supplier approval, credit requirements, and account history may affect the final offer.
Market movement
Wholesale energy, congestion, capacity, weather expectations, and risk premiums can move pricing.
A real bill review goes deeper
The calculator starts the conversation. Your bill completes the picture.
Thrive reviews the energy rate, usage, utility territory, contract dates, term, supplier information, and visible bill structure. We then explain what we see and whether it makes sense to explore current options or prepare for a future renewal window.
Identify the energy or supply rate
Review usage and contract timing
Separate supplier and utility charges
Explain available next steps clearly
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Want to know where your business really stands?
Send a recent electricity bill. Thrive will review the actual account details and give you a clear, no-pressure explanation.